How Much Do You Need to Earn to Buy a Home in Ireland? The County-by-County Numbers
A single first-time buyer now needs roughly €48,000 to €108,000 in gross annual income to finance a typical first home, depending on the county.…
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Mortgages & Home Buying
Independent explainers on mortgages, first-time buying, deposits, borrowing costs and the practical steps involved in purchasing a home in Ireland.
IRELAND NEWSPAPERIndependent editorial desk
How Money Is Really Created — What Banks Do With Deposits and Why the Traditional Money Multiplier Is Misleading
Most modern money is created electronically when commercial banks extend credit, not when central banks print banknotes. A €100,000 deposit example shows how bank…
Read articleCairn Homes’ Record Profits Meet Ireland’s Housing Crisis: Why More Building Has Not Yet Restored Affordability
Cairn Homes has reported record first-half revenue and profit as housing output and its order book expand sharply. Yet Irish house prices, rents and…
Read articleIreland’s Vacant-Home Paradox: Why a €70,000 Renovation Grant Can Still Leave Buyers Paying More
Ireland’s refurbishment grant has returned thousands of empty homes to use, but high purchase prices, construction costs and financing can erase much of its…
Read articleIreland’s Housing Trap: Could Rent-to-Buy Create a Third Route to Home Ownership?
Irish property prices continue to outpace supply while rents absorb large shares of household income and mortgage rules leave some working households unable to…
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